Become a client

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You are not a client but would like to have more information about Societe Generale Private Banking? Please fill in the form below.

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Local contacts

France: +33 (0)1 53 43 87 00 (9am - 6pm)

Luxembourg: +352 47 93 11 1 (8:30am - 5:30pm)

Monaco: +377 97 97 58 00 (9/12am - 2/5pm)

Switzerland: Geneva +41 22 819 02 02 & Zurich +41 44 218 56 11 (8:30am - 5:30pm)

Claims

Financing my short-term projects

Understand your needs

After consideration of your borrowing capacity, Societe Generale Private Banking can grant you a 1-year interest-only loan backed by your own financial assets. The capital must be redeemed at maturity.

The credit line can be used to finance personal projects – other than real estate – and everyday expenses (projects, education, travel, tax, etc.).

Such loans can be granted to private individuals and legal entities. Interest rates are variable, and usually indexed on the rate.

Why us ?

Flexibility: You can draw on the credit line or make early redemptions at any time with no penalties.

Simplicity: The credit line may be rolled over every year.

You do not eat into your savings.

Questions/Answers

The credit line is activated on the first draw. The money drawn is transferred to your Societe Generale Private Banking current account. You can then move it to other accounts through your e-banking platform.

The amount lent depends on your borrowing capacity. 

Important information

The content provided on this page is for informational purposes only and is not contractually binding. It is not intended to provide investment advice or any other investment service and does not constitute a personal recommendation, advice, or an offer from Societe Generale Private Banking to purchase, sell or subscribe to investment services and/or financial products.

The information contained on this page shall not be considered legal, tax or accounting advice. The materials contained therein are for illustrative purposes only and designed to provide the reader with information that may be of use in making decisions. Under no circumstances should it be construed as a personalised recommendation. Readers should consider it neither as an investment recommendation, nor legal, accounting, or tax advice. All wealth management strategies under consideration will need to be approved by your usual legal and tax advisers before implementation.

This document is prepared using sources that Societe Generale Private Banking considers to be reliable and accurate at the time of its creation. Any and all information contained in this document may be amended without prior notice. In no event shall any Societe Generale Private Banking entity be held liable for any decision made by an investor on the basis of this information.

The contents of this page may not be reproduced, in whole or in part, without Societe Generale Private Banking's prior written consent. This document may not be disseminated in the US or to a US resident in any form whatsoever.

Before subscribing to any investment service or financial product, potential investors must read all of the information contained in the detailed documentation on the service or product being considered (prospectus, regulations, "Key Investor Information Document", Term Sheet, and contractual terms of the investment service), paying particular attention to that concerning the risks associated with the service or product.